>"Will you be needing the supplemental insurance?" asked MATT as he proffered a
>clipboard and pen.
>"I wish I could say no," Gryphon replied, taking both, "but experience suggests
>otherwise."

I read this and immediately thought of Q's scene from Tomorrow Never Dies:

Q: "If you just sign here Mr Bond. It's the insurance damage waiver for your beautiful new car. Will you need collision coverage?"
James Bond: "Yes"
Q: "Fire?"
James Bond: "Probably"
Q: "Property destruction?"
James Bond: "Definitely"
Q: "Personal injury?"
James Bond: "I hope not, but accidents do happen"
Q: "They frequently do with you"
James Bond: "Well, that takes care of the normal wear-and-tear. Is there any other protection I need?"
Q: "Only from me 007, unless you bring that car back in pristine order."